HSBC VISA and MasterCard (Classic & Gold)

Posted May 9, 2009 - 1:33am by RS Ringgitsavers

Classic and Gold VISA/MasterCard with attractive balance transfer rate, SmartPrivileges and Reward Points.

Rate: 
From 15% p.a. (Tiered rate)
Purchases
No. of merchants for Easy Payment Plan : 
277
Period for Easy Payment Plan : 
Up to 12 months
Easy Payment Plan details : 
0% interest up to 12 months at 100 electrical & electronic, 84 health & beauty, 82 household & furniture and 11 business & travel merchants/retailers.
Balance Transfer
Rate for balance transfer : 
From 6.00% p.a.
Duration for balance transfer : 
Up to 12 months
Balance Transfer detail : 
6.00% p.a. for 6 months tenure; 9.00% p.a. for 9 months tenure; 12.00% p.a. for 12 months tenure
Cash Back
Cash back info : 
N/A
Cash Back detail : 
N/A
Rate for cash back : 
N/A
Co-brand Benefits & Rewards
Benefits & rewards info : 
N/A
Co-brand benefits : 
N/A
Annual fee : 
1st year waived. Gold: RM160.00 Classic: RM80.00
Eligibility criteria: 

Malaysian citizens: If you are aged 21 years and above and earning RM18,000 per annum, you can apply for the Classic Card (RM40,000 per annum for the Gold Card);

To qualify for a Visa Platinum, you must be earning a minimum of RM150,000 per annum and be 21 years of age (Supplmentary applicant minimum age 18 years);

Non-Malaysian citizens: The above criteria also applies with an additional requirement that you must have a legal work permit

Financier’s website: 
http://www.hsbc.com.my/1/2/personal-banking/credit-cards/visa-and-mastercard